WeChat Pay Registration & Card Binding: Full Step-by-Step Guide
✓ Hands-on test
Every screenshot below is from a real test we ran ourselves — registering a new WeChat account with a US mobile number and linking a Mastercard. No Chinese phone number was needed at any step.
Download WeChat:
Before you start
- A mobile phone that can receive SMS (any country)
- A Mastercard, Visa, or other supported bank card
- WeChat app installed (version 8.0.79 or later)
- About 10 minutes
Part 1: Register your WeChat account
Step 1: Start sign-up with your mobile number
Step 2: Enter your details
Step 3: Privacy policy
Step 4: Confirm your information
Step 5: Age verification
Step 6: Select your birthdate
Step 7: Accept the terms
Step 8: Verify your phone number
Step 9: Complete registration
Step 10: Welcome to WeChat!
Registration complete! You now have a WeChat account tied to your US phone number.
Part 2: Link your bank card
Step 11: Go to Me → Pay and Services
Step 12: Open Wallet
Step 13: Go to Bank Cards
Step 14: Add a Bank Card
Step 15: Enter your card number
Step 16: Card auto-detected as Mastercard
WeChat automatically recognized our American Savings Bank card as Mastercard.
Step 17: Enter card details
Step 18: Set your payment password
Create a 6-digit Weixin Pay password for transactions.
Part 3: Activate your payment code
Step 19: Card added successfully
Step 20: Confirm the binding
Step 21: "Added" — card linked!
The "Added" screen confirms your card is linked.
Step 22: Enable the payment code
Step 23: Verify your identity
Step 24: Payment code active!
Your payment QR code and barcode are now active. Show them to merchants to pay.
Troubleshooting
- Didn't receive the SMS code? Wait 60 seconds and try again. Some carriers may delay international SMS.
- Card not accepted? Make sure your card supports international transactions. Contact your bank if unsure.
- Payment code not showing? Complete the identity verification step with your payment password.